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Does Insurance Cover Lasik Eye Surgery?
LASIK eye surgery is a popular procedure for many, and for good reason. This procedure can correct near and farsightedness and even astigmatism. Although more affordable than decades ago, many wonder about the cost of LASIK and if health insurance covers this procedure.
In short, many health insurance companies do not cover LASIK eye surgery. Since LASIK is an elective procedure, health insurance companies expect patients to cover the full cost. Below, you can find out more about the cost of LASIK eye surgery, how to pay, and some unique circumstances where your insurance company may provide coverage for this procedure.
How Much is LASIK Eye Surgery in Austin?
LASIK eye surgery, on average, runs $2,000 per eye. The actual cost can vary between LASIK providers and patient needs. Many vision care providers offer a complimentary assessment for LASIK and can provide a good faith estimate for the complete cost of the procedure.
How to Pay For LASIK Eye Surgery in Austin?
While some can pay out of pocket for LASIK, this is not an option everyone can afford. Fortunately, for those who want this vision correction procedure, there are options that can help make LASIK a reality.
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People can use funds in their Flexible Spending Account (FSA) or Health Savings Account to cover all or a portion of the LASIK procedure. If self employed, or your employer does not offer these health savings plans, you can opt to open a savings account and put money towards LASIK each week or month. Credit cards with a low-interest rate can help cover the cost, too, and some, like Care Credit, offer promotion purchases with 0% interest for the term.
When is LASIK Covered By Insurance?
In some instances, Lasik may be medically necessary. Situations such as an injury to the eye can have long lasting effects and significantly impair vision. To know if you qualify as a candidate for medically necessary Lasik, contact your insurance provider.
Your LASIK Eye Surgery Specialist
Restivo Laser Vision in Cedar Park serves Austin and surrounding areas and provides state-of-the-art vision services, including LASIK eye surgery. Get in touch with our office and schedule your free LASIK consultation today.
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